Mortgage Servicing Ratio-MSR

Mortgage Serving ratio not only apply to HDB buyers, it also affects Executive Condominium buyers. From 20th February 2010, when our government first implemented Seller’s Stamp Duty (SSD), every year till 29th June 2013, at lease one or two cooling measures were implemented by government to regulate Singapore property markets. Our government’s objective is to prevent property markets from “over heating”, it is our government’s intention to encourage prudent investment in Singapore property market. Investing in properties still considered the best way to preserve wealth for many. However, it is important to know what is the maximum loan available so we can plan well ahead for a smooth purchase.