For new private property purchases, developers used to have deferred payment scheme. However, from early 2006 to mid 2007, within a short year plus private property index have gained around 30 points, government is worried about the property market from over heating and scrapped away the Deferred Payment Scheme. Presently, for new condominium purchase only left with Progressive Payment Scheme. However for purchase of executive condominium (EC) , you still have the choice to choose between Deferred Payment Scheme or Progressive Payment Scheme. This Cashflow Analysis calculator will help to estimate initial capital outlay and cash required in different stage of construction cycle for different payment schemes. This will help to better plans for a smooth property purchase.